Retire To New State
It does not matter how high your credit score or how much money you have in the bank if you are moving to another state, maybe to retire, and you plan on getting a mortgage in the new state if you put on the application that it will be your new principal residence you'll need a job in the new state or a set payment you will receive on a regular basis (pension payments, social security, etc.). Lenders look at income primarily from a job or guaranteed retirement payment plan. They do not care about your investment income, interest or assests.
If you want to get a mortgage for a home in another state where you want to retire and you will be living off of your savings or investments you may have to say you want to purchase a second home before you make the move to the new state. They may charge a little higher interest rate but with rates today that will still be a bargain.